Missing Money

Today on my way to the supermarket, I made a quick trip to the bank.  Imagine my surprise when I discovered that I had spent my Christmas Club money.  Yep, not keeping up with my finances has cost me yet again.  I do remember last month at the last minute taking money out of my credit union account to cover some bills (not thinking at the time why I had a couple of extra hundred dollars in my savings).   At the time, I just thought, "Oh, I haven't made a withdrawal in several weeks, so that would explain the extra money".   I knew months before it would happen that the money would just "disappear" when it was rolled over automatically from my Christmas Club account to my savings account.  I think I mentioned this happening in a previous blog entry.  That money was suppose to be my "guilt-free spend on me" money.

Well, being a bit annoyed, I think I will withdraw the Christmas Club amount ($600) from my regular checking account before that money disappears as well.  I have half a mind to stash it under my mattress until Christmas time.  No, it isn't the safest place to keep money, but considering my lack of financial skills, the bank isn't much better.  I'll see.